Terms of Service
Effective Date: December 13, 2025
Welcome to Louis & Associates Assurance Agency ("Company," "we," "us," or "our"). These Terms of Service ("Terms") govern your use of the website located at louisinsurance.services (the "Site") and all related services, features, content, and applications offered by us. By accessing or using the Site, you agree to be bound by these Terms and our Privacy Policy.
1. Agreement to Terms
By using the Site, you confirm that you are at least 18 years old or are accessing the Site under the supervision of a parent or guardian, and you agree to these Terms. If you do not agree to these Terms, you must not access or use the Site.
2. Services Overview
The Site provides information about various insurance plans and allows users to submit personal data to receive comparative insurance quotes from Louis & Associates Assurance Agency and its partners. We are not an insurance carrier; we are an independent insurance agency. All quotes are based on the information you provide and are subject to final underwriting approval by the Carrier.
- **Quote Accuracy:** We strive to provide accurate quotes but cannot guarantee their final cost until a policy is fully bound.
3. User Responsibilities
You agree to:
- Provide accurate, current, and complete information when prompted by any forms on the Site.
- Use the Site only for lawful purposes.
- Not attempt to gain unauthorized access to any portion or feature of the Site.
4. Intellectual Property Rights
Unless otherwise indicated, the Site is our proprietary property and all source code, databases, functionality, software, website designs, audio, video, text, photographs, and graphics on the Site (collectively, the "Content") are owned or controlled by us or licensed to us, and are protected by copyright and trademark laws.
5. Disclaimer of Warranties
The Site is provided on an as-is and as-available basis. You agree that your use of the Site and our services will be at your sole risk. To the fullest extent permitted by law, we disclaim all warranties, express or implied, in connection with the site and your use thereof, including, without limitation, the implied warranties of merchantability, fitness for a particular purpose, and non-infringement.
6. Governing Law
These Terms are governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law principles.
7. Contact Information
If you have any questions or concerns regarding these Terms of Service, please contact us at:
Louis & Associates Assurance Agency
1860 SW Fountainview Blvd, Suite 100
Port St. Lucie, FL 34986
**Email:** louisandassociatesins@gmail.com
**Phone:** (772) 307-0194