* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

:root {
    --navy: #001F3F;
    --navy-dark: #000033;
    --navy-light: #1A3A5F;
    --gold: #C5B358;
    --gold-light: #D4C67A;
    --gold-dark: #B09C3E;
    --blue: #2E5BFF;
    --blue-light: #4A7BFF;
    --blue-dark: #1A3FC7;
    --white: #FFFFFF;
    --light-gray: #F5F5F7;
    --gray: #8E9AAC;
    --dark-gray: #4A5568;
    --accent: #FF6B6B;
    --success: #00C48C;
    --card-shadow: 0 10px 30px rgba(0, 31, 63, 0.1);
    --gold-shadow: 0 5px 15px rgba(197, 179, 88, 0.15);
    --transition: all 0.3s cubic-bezier(0.175, 0.885, 0.32, 1.1);
}

body {
    font-family: 'Open Sans', sans-serif;
    background-color: var(--white);
    color: var(--navy);
    line-height: 1.6;
}

h1,
h2,
h3,
h4 {
    font-family: 'Poppins', sans-serif;
    font-weight: 600;
    color: var(--navy);
}

.container {
    width: 100%;
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 20px;
}

/* Header Styles */
header {
    background-color: var(--white);
    box-shadow: 0 5px 20px rgba(0, 31, 63, 0.08);
    position: sticky;
    top: 0;
    z-index: 1000;
    padding: 15px 0;
}

.nav-container {
    display: flex;
    justify-content: space-between;
    align-items: center;
}

.logo {
    display: flex;
    align-items: center;
    gap: 10px;
    font-size: 26px;
    font-weight: 700;
    color: var(--navy);
    text-decoration: none;
}

.logo i {
    font-size: 30px;
    color: var(--gold);
}

.logo span {
    background: linear-gradient(135deg, var(--navy) 0%, var(--blue) 100%);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    background-clip: text;
}

.nav-links {
    display: flex;
    gap: 30px;
}

.nav-links a {
    color: var(--navy);
    text-decoration: none;
    font-weight: 500;
    transition: var(--transition);
    position: relative;
}

.nav-links a:hover {
    color: var(--gold);
}

.nav-links a::after {
    content: '';
    position: absolute;
    bottom: -5px;
    left: 0;
    width: 0;
    height: 2px;
    background: var(--gold);
    transition: var(--transition);
}

.nav-links a:hover::after {
    width: 100%;
}

.cta-button {
    background: linear-gradient(135deg, var(--navy) 0%, var(--navy-light) 100%);
    color: var(--white);
    padding: 10px 24px;
    border-radius: 8px;
    text-decoration: none;
    font-weight: 600;
    transition: var(--transition);
    border: none;
    cursor: pointer;
    display: inline-flex;
    align-items: center;
    gap: 8px;
}

.cta-button:hover {
    background: linear-gradient(135deg, var(--navy-light) 0%, var(--navy) 100%);
    transform: translateY(-2px);
    box-shadow: var(--gold-shadow);
}

.cta-button i {
    color: var(--gold);
}

/* Hero Section */
.hero {
    padding: 100px 0 70px;
    background: linear-gradient(135deg, var(--light-gray) 0%, #EFF3F9 100%);
    position: relative;
    overflow: hidden;
}

.hero-content {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 50px;
}

.hero-text {
    flex: 1;
    animation: fadeInLeft 1s ease-out;
}

@keyframes fadeInLeft {
    from {
        opacity: 0;
        transform: translateX(-30px);
    }

    to {
        opacity: 1;
        transform: translateX(0);
    }
}

.hero-text h1 {
    font-size: 3.2rem;
    line-height: 1.2;
    margin-bottom: 20px;
    background: linear-gradient(135deg, var(--navy) 0%, var(--blue) 100%);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    background-clip: text;
}

.hero-text h1 span {
    color: var(--gold);
    -webkit-text-fill-color: var(--gold);
}

.hero-text p {
    font-size: 1.2rem;
    color: var(--gray);
    margin-bottom: 30px;
    max-width: 600px;
}

.hero-stats {
    display: flex;
    gap: 30px;
    margin-top: 40px;
}

.stat {
    display: flex;
    flex-direction: column;
}

.stat-number {
    font-size: 2.5rem;
    font-weight: 700;
    color: var(--gold);
}

.stat-label {
    font-size: 0.9rem;
    color: var(--gray);
}

.hero-visual {
    flex: 1;
    position: relative;
    height: 400px;
}

.floating-card {
    position: absolute;
    background-color: var(--white);
    border-radius: 15px;
    box-shadow: var(--card-shadow);
    padding: 25px;
    animation: float 6s ease-in-out infinite;
    border: 1px solid rgba(197, 179, 88, 0.1);
}

@keyframes float {
    0% {
        transform: translateY(0px);
    }

    50% {
        transform: translateY(-20px);
    }

    100% {
        transform: translateY(0px);
    }
}

.floating-card:nth-child(1) {
    top: 0;
    right: 0;
    width: 70%;
    z-index: 3;
    animation-delay: 0s;
    border-left: 4px solid var(--gold);
}

.floating-card:nth-child(2) {
    top: 40px;
    right: 40px;
    width: 65%;
    z-index: 2;
    opacity: 0.9;
    animation-delay: 0.2s;
    border-left: 4px solid var(--blue);
}

.card-icon {
    width: 60px;
    height: 60px;
    background: linear-gradient(135deg, rgba(197, 179, 88, 0.1) 0%, rgba(46, 91, 255, 0.1) 100%);
    border-radius: 12px;
    display: flex;
    align-items: center;
    justify-content: center;
    margin-bottom: 20px;
    color: var(--navy);
    font-size: 24px;
}

.floating-card h3 {
    color: var(--navy);
    margin-bottom: 10px;
}

.floating-card p {
    color: var(--gray);
    font-size: 0.95rem;
}

/* Form Section */
.form-section {
    padding: 80px 0;
    background-color: var(--white);
}

.section-title {
    text-align: center;
    margin-bottom: 60px;
}

.section-title h2 {
    font-size: 2.8rem;
    margin-bottom: 15px;
    position: relative;
    display: inline-block;
}

.section-title h2::after {
    content: '';
    position: absolute;
    bottom: -10px;
    left: 50%;
    transform: translateX(-50%);
    width: 80px;
    height: 4px;
    background: linear-gradient(90deg, var(--gold) 0%, var(--blue) 100%);
    border-radius: 2px;
}

.section-title p {
    color: var(--gray);
    max-width: 600px;
    margin: 0 auto;
    font-size: 1.1rem;
}

.form-container {
    display: flex;
    gap: 40px;
    background-color: var(--white);
    border-radius: 20px;
    box-shadow: var(--card-shadow);
    overflow: hidden;
    border: 1px solid rgba(197, 179, 88, 0.1);
}

.form-progress {
    flex: 0 0 300px;
    background: linear-gradient(135deg, var(--navy) 0%, var(--navy-light) 100%);
    color: var(--white);
    padding: 40px 30px;
    position: relative;
}

.form-progress h3 {
    color: var(--white);
    font-size: 1.5rem;
    margin-bottom: 20px;
}

.progress-steps {
    list-style: none;
    margin-top: 40px;
}

.progress-step {
    display: flex;
    align-items: center;
    margin-bottom: 30px;
    position: relative;
    padding-left: 40px;
}

.progress-step.active .step-number {
    background-color: var(--gold);
    color: var(--navy);
    box-shadow: var(--gold-shadow);
}

.progress-step.completed .step-number {
    background-color: var(--success);
    color: var(--white);
}

.step-number {
    width: 36px;
    height: 36px;
    border-radius: 50%;
    background-color: rgba(255, 255, 255, 0.2);
    display: flex;
    align-items: center;
    justify-content: center;
    font-weight: 600;
    position: absolute;
    left: 0;
    top: 0;
    transition: var(--transition);
}

.step-text h4 {
    font-size: 1.1rem;
    margin-bottom: 5px;
    color: var(--white);
}

.step-text p {
    font-size: 0.9rem;
    opacity: 0.9;
    color: rgba(255, 255, 255, 0.8);
}

.form-content {
    flex: 1;
    padding: 40px;
}

.form-step {
    display: none;
    animation: fadeIn 0.5s ease-out;
}

@keyframes fadeIn {
    from {
        opacity: 0;
        transform: translateY(20px);
    }

    to {
        opacity: 1;
        transform: translateY(0);
    }
}

.form-step.active {
    display: block;
}

.step-title {
    font-size: 1.8rem;
    margin-bottom: 25px;
    color: var(--navy);
    position: relative;
    padding-bottom: 15px;
}

.step-title::after {
    content: '';
    position: absolute;
    bottom: 0;
    left: 0;
    width: 60px;
    height: 3px;
    background: var(--gold);
    border-radius: 2px;
}

.form-group {
    margin-bottom: 25px;
}

.form-row {
    display: flex;
    gap: 20px;
    margin-bottom: 25px;
}

.form-row .form-group {
    flex: 1;
    margin-bottom: 0;
}

label {
    display: block;
    margin-bottom: 8px;
    font-weight: 500;
    color: var(--navy);
}

input,
select,
textarea {
    width: 100%;
    padding: 15px;
    border: 2px solid var(--light-gray);
    border-radius: 8px;
    font-family: 'Open Sans', sans-serif;
    font-size: 1rem;
    transition: var(--transition);
    background-color: var(--white);
    color: var(--navy);
}

input:focus,
select:focus,
textarea:focus {
    outline: none;
    border-color: var(--gold);
    box-shadow: 0 0 0 3px rgba(197, 179, 88, 0.1);
}

input::placeholder,
textarea::placeholder {
    color: var(--gray);
}

.radio-group {
    display: flex;
    gap: 30px;
    margin-top: 10px;
}

.radio-option {
    display: flex;
    align-items: center;
    gap: 10px;
    cursor: pointer;
    color: var(--navy);
}

.radio-option input {
    width: auto;
}

.radio-option input:checked {
    accent-color: var(--gold);
}

.checkbox-option {
    display: flex;
    align-items: flex-start;
    gap: 10px;
    margin-bottom: 15px;
    color: var(--navy);
}

.checkbox-option input {
    width: auto;
    margin-top: 5px;
}

.checkbox-option input:checked {
    accent-color: var(--gold);
}

.form-footer {
    display: flex;
    justify-content: space-between;
    margin-top: 40px;
    padding-top: 25px;
    border-top: 1px solid var(--light-gray);
}

.btn {
    padding: 15px 30px;
    border-radius: 8px;
    font-weight: 600;
    cursor: pointer;
    transition: var(--transition);
    border: none;
    font-family: 'Poppins', sans-serif;
    font-size: 1rem;
}

.btn-primary {
    background: linear-gradient(135deg, var(--navy) 0%, var(--navy-light) 100%);
    color: var(--white);
    border: 1px solid transparent;
}

.btn-primary:hover {
    background: linear-gradient(135deg, var(--navy-light) 0%, var(--navy) 100%);
    transform: translateY(-3px);
    box-shadow: var(--gold-shadow);
}

.btn-outline {
    background-color: transparent;
    color: var(--navy);
    border: 2px solid var(--navy);
}

.btn-outline:hover {
    background-color: rgba(0, 31, 63, 0.1);
    border-color: var(--gold);
    color: var(--gold);
}

.btn-secondary {
    background-color: var(--light-gray);
    color: var(--navy);
    border: 2px solid transparent;
}

.btn-secondary:hover {
    background-color: #e8e8eb;
    border-color: var(--gray);
}

/* Coverage Options */
.coverage-options {
    display: grid;
    grid-template-columns: repeat(auto-fill, minmax(250px, 1fr));
    gap: 20px;
    margin-top: 30px;
}

.coverage-card {
    background-color: var(--white);
    border: 2px solid var(--light-gray);
    border-radius: 12px;
    padding: 25px;
    cursor: pointer;
    transition: var(--transition);
    text-align: center;
    position: relative;
    overflow: hidden;
}

.coverage-card:hover {
    border-color: var(--gold);
    transform: translateY(-5px);
    box-shadow: var(--gold-shadow);
}

.coverage-card.selected {
    border-color: var(--gold);
    background-color: rgba(197, 179, 88, 0.05);
}

.coverage-card.selected::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 4px;
    background: var(--gold);
}

.coverage-icon {
    width: 60px;
    height: 60px;
    background: linear-gradient(135deg, rgba(197, 179, 88, 0.1) 0%, rgba(46, 91, 255, 0.1) 100%);
    border-radius: 12px;
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto 20px;
    color: var(--navy);
    font-size: 24px;
}

.coverage-card h4 {
    font-size: 1.2rem;
    margin-bottom: 10px;
    color: var(--navy);
}

.coverage-card p {
    color: var(--gray);
    font-size: 0.95rem;
}

.coverage-price {
    font-size: 1.8rem;
    font-weight: 700;
    color: var(--gold);
    margin: 15px 0;
}

/* Driver Section */
.driver-section {
    background-color: rgba(197, 179, 88, 0.05);
    padding: 20px;
    border-radius: 10px;
    margin-bottom: 20px;
    border-left: 4px solid var(--gold);
    border: 1px solid rgba(197, 179, 88, 0.2);
}

.add-driver-btn {
    background-color: var(--light-gray);
    color: var(--navy);
    border: 2px dashed var(--gold);
    padding: 12px;
    border-radius: 8px;
    width: 100%;
    cursor: pointer;
    font-weight: 600;
    margin-top: 10px;
    transition: var(--transition);
}

.add-driver-btn:hover {
    background-color: rgba(197, 179, 88, 0.1);
    border-color: var(--navy);
}

.add-driver-btn i {
    color: var(--gold);
}

/* Review Section */
.review-section {
    background-color: rgba(197, 179, 88, 0.05);
    padding: 25px;
    border-radius: 12px;
    margin-bottom: 30px;
    border: 1px solid rgba(197, 179, 88, 0.2);
}

.review-section h4 {
    color: var(--navy);
    margin-bottom: 20px;
    padding-bottom: 10px;
    border-bottom: 2px solid var(--gold);
}

.review-row {
    display: flex;
    justify-content: space-between;
    padding: 10px 0;
    border-bottom: 1px solid rgba(197, 179, 88, 0.2);
}

.review-row:last-child {
    border-bottom: none;
}

.review-row span:first-child {
    font-weight: 500;
    color: var(--navy);
}

.review-row span:last-child {
    color: var(--dark-gray);
    text-align: right;
}

/* Success Modal */
.modal-overlay {
    position: fixed;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    background-color: rgba(0, 31, 63, 0.8);
    display: flex;
    align-items: center;
    justify-content: center;
    z-index: 2000;
    opacity: 0;
    visibility: hidden;
    transition: all 0.3s ease;
}

.modal-overlay.active {
    opacity: 1;
    visibility: visible;
}

.modal {
    background-color: var(--white);
    border-radius: 20px;
    padding: 50px;
    max-width: 500px;
    width: 90%;
    text-align: center;
    transform: translateY(30px);
    transition: transform 0.5s ease;
    box-shadow: 0 20px 60px rgba(0, 0, 0, 0.2);
    border: 1px solid rgba(197, 179, 88, 0.2);
}

.modal-overlay.active .modal {
    transform: translateY(0);
}

.modal-icon {
    width: 100px;
    height: 100px;
    background: linear-gradient(135deg, rgba(197, 179, 88, 0.1) 0%, rgba(0, 196, 140, 0.1) 100%);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto 30px;
    color: var(--success);
    font-size: 50px;
    border: 3px solid var(--gold);
}

.modal h3 {
    font-size: 2rem;
    margin-bottom: 15px;
    color: var(--navy);
}

.modal p {
    color: var(--gray);
    margin-bottom: 30px;
}

/* About/Purpose Section */
.about-section {
    padding: 80px 0;
    background-color: var(--white);
}

.purpose-grid {
    display: grid;
    gap: 40px;
    margin-bottom: 60px;
}

.purpose-card {
    background: linear-gradient(135deg, rgba(197, 179, 88, 0.05) 0%, rgba(0, 31, 63, 0.05) 100%);
    padding: 40px;
    border-radius: 15px;
    border-left: 4px solid var(--gold);
    transition: var(--transition);
}

.purpose-card:nth-child(2) {
    background: linear-gradient(135deg, rgba(46, 91, 255, 0.05) 0%, rgba(197, 179, 88, 0.05) 100%);
    border-left: 4px solid var(--blue);
}

.purpose-card:hover {
    transform: translateY(-5px);
    box-shadow: var(--card-shadow);
}

.purpose-icon {
    width: 60px;
    height: 60px;
    background: linear-gradient(135deg, var(--gold) 0%, var(--gold-dark) 100%);
    border-radius: 12px;
    display: flex;
    align-items: center;
    justify-content: center;
    margin-bottom: 25px;
    color: white;
    font-size: 24px;
}

.purpose-card:nth-child(2) .purpose-icon {
    background: linear-gradient(135deg, var(--blue) 0%, var(--blue-dark) 100%);
}

.purpose-card h3 {
    color: var(--navy);
    margin-bottom: 20px;
    font-size: 1.8rem;
}

.purpose-card p {
    color: var(--dark-gray);
    line-height: 1.8;
}

.mission-points,
.vision-points {
    margin-top: 25px;
    display: flex;
    flex-wrap: wrap;
    gap: 20px;
}

.mission-points div,
.vision-points div {
    display: flex;
    align-items: center;
    gap: 10px;
}

.mission-points i {
    color: var(--gold);
}

.vision-points i {
    color: var(--blue);
}

.mission-points span,
.vision-points span {
    font-weight: 500;
}

/* Values Section */
.values-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: 30px;
    margin-top: 40px;
}

.value-card {
    text-align: center;
    padding: 30px;
    background: white;
    border-radius: 15px;
    box-shadow: var(--card-shadow);
    border-top: 4px solid var(--gold);
    transition: var(--transition);
}

.value-card:nth-child(2) {
    border-top: 4px solid var(--blue);
}

.value-card:nth-child(3) {
    border-top: 4px solid var(--navy);
}

.value-card:nth-child(4) {
    border-top: 4px solid var(--success);
}

.value-card:hover {
    transform: translateY(-10px);
    box-shadow: 0 20px 40px rgba(0, 31, 63, 0.15);
}

.value-icon {
    width: 70px;
    height: 70px;
    background: linear-gradient(135deg, rgba(197, 179, 88, 0.1) 0%, rgba(0, 31, 63, 0.1) 100%);
    border-radius: 15px;
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto 25px;
    color: var(--gold);
    font-size: 30px;
}

.value-card:nth-child(2) .value-icon {
    background: linear-gradient(135deg, rgba(46, 91, 255, 0.1) 0%, rgba(197, 179, 88, 0.1) 100%);
    color: var(--blue);
}

.value-card:nth-child(3) .value-icon {
    background: linear-gradient(135deg, rgba(0, 31, 63, 0.1) 0%, rgba(46, 91, 255, 0.1) 100%);
    color: var(--navy);
}

.value-card:nth-child(4) .value-icon {
    background: linear-gradient(135deg, rgba(0, 196, 140, 0.1) 0%, rgba(197, 179, 88, 0.1) 100%);
    color: var(--success);
}

.value-card h3 {
    color: var(--navy);
    margin-bottom: 15px;
}

.value-card p {
    color: var(--gray);
    line-height: 1.6;
}

/* Insurance Plans Section */
.plans-section {
    padding: 80px 0;
    background-color: var(--light-gray);
}

.plans-grid {
    display: grid;
    grid-template-columns: repeat(auto-fill, minmax(300px, 1fr));
    gap: 30px;
    margin-top: 50px;
}

.plan-card {
    background-color: var(--white);
    border-radius: 15px;
    padding: 40px 30px;
    box-shadow: var(--card-shadow);
    transition: var(--transition);
    position: relative;
    overflow: hidden;
    border: 1px solid rgba(197, 179, 88, 0.1);
}

.plan-card:hover {
    transform: translateY(-10px);
    box-shadow: 0 20px 40px rgba(0, 31, 63, 0.15);
    border-color: var(--gold);
}

.plan-card.popular {
    border: 2px solid var(--gold);
    box-shadow: var(--gold-shadow);
}

.popular-badge {
    position: absolute;
    top: 0;
    right: 0;
    background: linear-gradient(135deg, var(--gold) 0%, var(--gold-dark) 100%);
    color: var(--navy);
    padding: 8px 20px;
    font-size: 0.9rem;
    font-weight: 600;
    border-bottom-left-radius: 15px;
}

.plan-icon {
    width: 70px;
    height: 70px;
    background: linear-gradient(135deg, rgba(197, 179, 88, 0.1) 0%, rgba(46, 91, 255, 0.1) 100%);
    border-radius: 15px;
    display: flex;
    align-items: center;
    justify-content: center;
    margin-bottom: 25px;
    color: var(--navy);
    font-size: 30px;
}

.plan-card h3 {
    font-size: 1.8rem;
    margin-bottom: 15px;
    color: var(--navy);
}

.plan-price {
    font-size: 2.5rem;
    font-weight: 700;
    color: var(--gold);
    margin-bottom: 25px;
}

.plan-price span {
    font-size: 1rem;
    color: var(--gray);
    font-weight: 400;
}

.plan-features {
    list-style: none;
    margin-bottom: 35px;
}

.plan-features li {
    margin-bottom: 12px;
    display: flex;
    align-items: center;
    gap: 10px;
    color: var(--dark-gray);
}

.plan-features i.fa-check {
    color: var(--success);
}

.plan-features i.fa-times {
    color: var(--gray);
}

/* Footer */
footer {
    background: linear-gradient(135deg, var(--navy) 0%, var(--navy-dark) 100%);
    color: var(--white);
    padding: 80px 0 30px;
}

.footer-content {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: 40px;
    margin-bottom: 50px;
}

.footer-column h3 {
    font-size: 1.3rem;
    margin-bottom: 25px;
    color: var(--gold);
}

.footer-column p {
    color: rgba(255, 255, 255, 0.8);
    margin-bottom: 20px;
    line-height: 1.7;
}

.footer-links {
    list-style: none;
}

.footer-links li {
    margin-bottom: 15px;
}

.footer-links a {
    color: rgba(255, 255, 255, 0.8);
    text-decoration: none;
    transition: var(--transition);
    display: inline-block;
}

.footer-links a:hover {
    color: var(--gold);
    padding-left: 5px;
}

.footer-links i {
    color: var(--gold);
    margin-right: 10px;
    width: 20px;
}

.social-icons {
    display: flex;
    gap: 15px;
    margin-top: 20px;
}

.social-icon {
    width: 40px;
    height: 40px;
    border-radius: 50%;
    background-color: rgba(255, 255, 255, 0.1);
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--white);
    text-decoration: none;
    transition: var(--transition);
    border: 1px solid rgba(197, 179, 88, 0.3);
}

.social-icon:hover {
    background-color: var(--gold);
    color: var(--navy);
    transform: translateY(-5px);
}

.copyright {
    text-align: center;
    padding-top: 30px;
    border-top: 1px solid rgba(255, 255, 255, 0.1);
    color: rgba(255, 255, 255, 0.7);
    font-size: 0.9rem;
}

.copyright a {
    color: var(--gold);
    text-decoration: none;
}

.copyright a:hover {
    text-decoration: underline;
}

/* Responsive Design */
@media (max-width: 992px) {

    .hero-content,
    .form-container {
        flex-direction: column;
    }

    .hero-text h1 {
        font-size: 2.5rem;
    }

    .hero-visual {
        width: 100%;
        margin-top: 40px;
        height: 300px;
    }

    .form-progress {
        flex: none;
        width: 100%;
    }

    .section-title h2 {
        font-size: 2.2rem;
    }

    .purpose-grid {
        grid-template-columns: 1fr;
    }
}

@media (max-width: 768px) {
    .nav-links {
        display: none;
    }

    .hero {
        padding: 80px 0 60px;
    }

    .hero-text h1 {
        font-size: 2.2rem;
    }

    .hero-stats {
        flex-direction: column;
        gap: 20px;
    }

    .form-row {
        flex-direction: column;
        gap: 0;
    }

    .coverage-options {
        grid-template-columns: 1fr;
    }

    .plans-grid {
        grid-template-columns: 1fr;
    }

    .radio-group {
        flex-direction: column;
        gap: 15px;
    }

    .values-grid {
        grid-template-columns: 1fr;
    }

    .mission-points,
    .vision-points {
        flex-direction: column;
        gap: 15px;
    }

    .footer-content {
        grid-template-columns: 1fr;
        gap: 30px;
    }
}

.mobile-menu-btn {
    display: none;
    background: none;
    border: none;
    font-size: 24px;
    color: var(--navy);
    cursor: pointer;
}

@media (max-width: 768px) {
    .mobile-menu-btn {
        display: block;
    }

    .nav-links.active {
        display: flex;
        flex-direction: column;
        position: absolute;
        top: 100%;
        left: 0;
        width: 100%;
        background-color: var(--white);
        padding: 20px;
        box-shadow: 0 10px 20px rgba(0, 0, 0, 0.1);
        z-index: 1000;
    }

    .nav-buttons.active {
        display: flex;
        flex-direction: column;
        position: absolute;
        top: calc(100% + 200px);
        left: 0;
        width: 100%;
        padding: 20px;
        background-color: var(--white);
    }
}

/* Utility Classes */
.text-gold {
    color: var(--gold);
}

.text-navy {
    color: var(--navy);
}

.text-blue {
    color: var(--blue);
}

.bg-gold-light {
    background-color: rgba(197, 179, 88, 0.1);
}

.bg-navy-light {
    background-color: rgba(0, 31, 63, 0.1);
}

.border-gold {
    border-color: var(--gold);
}

.border-navy {
    border-color: var(--navy);
}

/* Custom Scrollbar */
::-webkit-scrollbar {
    width: 10px;
}

::-webkit-scrollbar-track {
    background: var(--light-gray);
}

::-webkit-scrollbar-thumb {
    background: linear-gradient(135deg, var(--navy) 0%, var(--blue) 100%);
    border-radius: 5px;
}

::-webkit-scrollbar-thumb:hover {
    background: linear-gradient(135deg, var(--gold) 0%, var(--gold-dark) 100%);
}

/* Selection Color */
::selection {
    background-color: rgba(197, 179, 88, 0.3);
    color: var(--navy);
}

/* Focus Styles for Accessibility */
a:focus,
button:focus,
input:focus,
select:focus,
textarea:focus {
    outline: 2px solid var(--gold);
    outline-offset: 2px;
}

/* Loading Animation */
@keyframes pulse {
    0% {
        transform: scale(1);
    }

    50% {
        transform: scale(1.05);
    }

    100% {
        transform: scale(1);
    }
}

.loading {
    animation: pulse 2s infinite;
}

/* Tooltip */
.tooltip {
    position: relative;
    display: inline-block;
    border-bottom: 1px dotted var(--gold);
}

.tooltip .tooltiptext {
    visibility: hidden;
    width: 200px;
    background-color: var(--navy);
    color: var(--white);
    text-align: center;
    border-radius: 6px;
    padding: 10px;
    position: absolute;
    z-index: 1;
    bottom: 125%;
    left: 50%;
    transform: translateX(-50%);
    opacity: 0;
    transition: opacity 0.3s;
    font-size: 0.9rem;
    box-shadow: var(--card-shadow);
}

.tooltip .tooltiptext::after {
    content: "";
    position: absolute;
    top: 100%;
    left: 50%;
    margin-left: -5px;
    border-width: 5px;
    border-style: solid;
    border-color: var(--navy) transparent transparent transparent;
}

.tooltip:hover .tooltiptext {
    visibility: visible;
    opacity: 1;
}

/* Add this to the bottom of your style.css */

@media (max-width: 992px) {
    header {
        padding: 10px 0;
    }

    .nav-container {
        position: relative;
        justify-content: space-between;
    }

    .nav-links {
        display: none; /* Hidden by default on mobile */
        position: absolute;
        top: 100%;
        left: 0;
        width: 100%;
        background: var(--white);
        flex-direction: column;
        padding: 20px;
        box-shadow: 0 10px 20px rgba(0,0,0,0.1);
        z-index: 1000;
        text-align: center;
    }

    /* Active class toggled by JS */
    .nav-links.active {
        display: flex;
    }

    .nav-links a {
        margin: 10px 0;
        font-size: 1.1rem;
        width: 100%;
    }

    .nav-buttons {
        display: none; /* Hide 'Call Now' in header to save space */
    }

    .mobile-menu-btn {
        display: block;
        background: none;
        border: none;
        color: var(--navy);
        font-size: 1.8rem;
        cursor: pointer;
        padding: 10px;
    }
}

@media (min-width: 993px) {
    .mobile-menu-btn {
        display: none;
    }
}